Steven T. Buquicchio

Buquicchio Steve Web

Practice Areas

Industries

Education

Western Michigan University Thomas M. Cooley Law School
Lansing, Michigan
J.D., 1997
American Jurisprudence Award Winner
Dean’s List

City University of New York, Queens College
New York, New York
B.A., Political Science, 1993
Dean’s List

Bar Admissions

Michigan

Court Admissions

All Michigan state courts

United States Bankruptcy Court for the District of Delaware

United States Bankruptcy Court for the Eastern District of Michigan

United States Bankruptcy Court for the Western District of Michigan

United States Court of Appeals for the Sixth Circuit

United States Court of Appeals for the Seventh Circuit

United States District Court for the Northern District of Illinois

United States District Court for the Eastern District of Michigan

United States District Court for the Western District of Michigan

United States District Court for the Northern District of Ohio

Business, Creditors’ Rights, Credit Union, Banking and Finance Attorney

Steve is a trusted business lawyer, advisor and strategist who provides counsel and advice to individuals and companies on business and operational issues and serves as outside general counsel to a variety of businesses and organizations with an emphasis in credit union, financial services, agriculture and business representations. He routinely represents credit unions, agri-finance/farm credit institutions, banks, finance companies and businesses in:

  • commercial disputes and litigation
  • breach of contract actions
  • note defaults
  • collection actions
  • UCC disputes
  • claim and delivery/replevin actions
  • loan documentation and workouts
  • regulatory and compliance issues
  • contract negotiation
  • strategic planning

Steve, a board certified creditors’ rights attorney, also serves as national creditors’ rights counsel to small and large companies doing business throughout the United States and abroad.

Steve’s litigation practice is focused primarily on creditors’ rights and business litigation including federal and state receiverships, fraud litigation, loan workouts, collections and foreclosures, commercial litigation and consumer protection/Fair Debt Collection Practices Act/Fair Credit Reporting Act defense litigation. Steve also has extensive experience in asset tracing and recovery, judgment enforcement and judicial liquidations.

Experience

Serves as outside general counsel to credit union clients in a variety of representations including mergers and bank acquisitions, contract review and negotiation, regulatory compliance, contract disputes, regulatory actions and approvals, due diligence, CUSO creation and development, operational matters, strategic planning, field of membership expansion, litigation, claim and delivery, foreclosure and collection.

Served as lead counsel to a multibillion dollar in assets credit union during the merger due diligence process with another multibillion dollar in assets credit union.

Served as lead counsel to multiple credit unions of all sizes in multiple completed mergers with other credit unions.

Represented credit unions in statewide field of membership expansions.

Served and serves as lead counsel to multiple debt recovery and accounts receivable management companies in both individual and class action consumer protection/FDCPA/FCRA defense litigation as well as regulatory compliance review.

Represented international furniture maker in the design, implementation and maintenance of credit procedures and training program which resulted in the reduction of millions of dollars in bad debt write-offs to virtually zero.

Represented one of the country’s largest agricultural lenders in multiple multimillion dollar securitized transactions.

Served and serves as regional legal counsel to one of the country’s largest farm equipment financing companies in connection with loan defaults and workouts.

Honors and Recognitions

Business Review West Michigan, Business Leader Under 40

Grand Rapids Business Journal©, 40 Under Forty Business Leader

Grand Rapids Magazine’s Top Lawyers, Construction Law, since 2021; Bankruptcy and Creditor/Debtor Rights Law, 2023

Leading Lawyers: Banking & Financial Institutions Law; Commercial Litigation; Creditor’s Rights/Commercial Collections Law

Martindale-Hubbell® AV Preeminent™ Peer Review Rated

Michigan Lawyers Weekly, Leaders in the Law

Michigan Super Lawyers®, Top Rated Business Litigation Attorney (including Creditor Debtor Rights: Business; Business/Corporate)

The Best Lawyers in America®, Banking and Finance Law, 2024

Professional Affiliations

American Bar Association: Litigation Section; Business Section; Committee on the Uniform Commercial Code; ABA Advisory Panel

American Board of Certification: Board Certified in Creditors’ Rights; past Board of Directors

Federal Bar Association, Michigan

Grand Rapids Bar Association: Litigation Section, past chair

Michigan Lawyers Weekly, past Board of Editors

State Bar of Michigan: Litigation Section; Business Section

Community Involvement

American Red Cross, past Board of Directors

Heart of West Michigan United Way – Project Blueprint/Schools of Hope

March of Dimes – Michigan Chapter, Grand Rapids Division, past Board member

Matthew W. Bower

Bowermatt Web

Practice Areas

Industries

Education

Benjamin N. Cardozo School of Law
New York, New York
J.D., cum laude, 2002

University of Michigan
Ann Arbor, Michigan
B.F.A., Theatre, 1995

Bar Admissions

Michigan

New York

Court Admissions

All Michigan state courts

Business Law Attorney

Matt serves as outside general counsel to a wide range of emerging and middle market companies across a variety of industries, as well as private equity, venture capital, family offices, real estate syndications, entrepreneurs and investors. Matt represents clients with respect to:

  • Corporate formation, organization, and governance, including shareholder agreements and operating agreements, restricted stock agreements, and equity incentive plans;
  • Corporate conversions, mergers, and reorganizations;
  • Securities offerings, including debt and equity offerings;
  • Mergers and acquisitions;
  • Complex commercial transactions, including joint ventures, joint development agreements, and corporate structuring and succession planning;
  • Intellectual property development, ownership, licensing, and commercialization;
  • General contract matters, including contract negotiations with vendors, suppliers, customers, and licensors; and
  • Outside general counsel representation.

Matt advises emerging companies on capital fundraising, including SAFE financing, convertible debt, preferred equity financing, as well as securities law compliance. He works closely with companies from cradle (formation and organization) to liquidity (sale or merger) and all stages of development in between. Matt’s experience in the early-stage capital markets includes fund representation, fund formation and investments.

Representative industries include software, SaaS, information technology, IoT, data analytics and other technology-based companies, as well as manufacturing, automotive, advanced materials, pharma, medical devices, publishing, digital advertising and media, retail, and food and beverage.

Matt also has a specialty in real estate development syndications, including fund formation and structure, and state and federal securities law compliance and related issues. Matt creates investment vehicles for syndication sponsors for their specific investment goals, whether the fund is for a single asset or multi-asset transaction.

He is a member of Varnum’s Corporate Transparency Act (CTA) Taskforce, which specializes in CTA compliance, guidance and analysis. Visit our CTA Resource Center for more information.

Matt is a member of the Business and Corporate Practice Team, and participates in the Intellectual Property, the Data Privacy and Cybersecurity, and the Venture Capital and Emerging Companies practice teams. He is also the lead partner of the firm’s Ann Arbor office.

Experience

Emerging Companies

$7 million Series A financing for SE Michigan pharmaceutical company.

$8 million Series A financing for SE Michigan enterprise XR company.

$2 million Series Seed financing for Detroit SaaS company.

$2 Series A financing for West Michigan SaaS company.

$1 million Series Seed financing for Ann Arbor-based Y Combinator company.

$2.5 million convertible debt financing and $2 million equity financing for Detroit-based customer relationship management (CRM) company.

Formation of $30 million Michigan-based, seed-stage investment fund.

$2 million convertible debt financing for Detroit-based, minority-owned and woman-owned cosmetics company.

$1 million financing for S.E. Michigan cannabis business (Class C Grower).

$1 million SAFE financing for SE Michigan, women-owned fintech company.

Real Estate Syndications

$15M investment fund for multiple boutique hotel properties in California.

$5.5M fund for retail center purchase and development in southern California.

$250k+ pooled investment in multiple fractional vacation properties in Mexican resort.

Multiple real estate funds for properties in the Midwest, including multi-family complexes, single-family residential complex, and self-storage facilities.

Honors and Recognitions

Arts, Communications, Entertainment, and Arts Section of the State Bar of Michigan: Hensel Award Recipient, 2020

Michigan Lawyers Weekly, Leaders in the Law, 2020

Professional Affiliations

State Bar of Michigan: Arts, Communications, Entertainment and Sports (ACES) Section (past chair); Business Section; Intellectual Property Section

New York State Bar Association

Copyright Society of the U.S.A.

University of Detroit Mercy School of Law, Arts and Entertainment Law Clinic, Adjunct Professor and Co-Director (2022-2024)

Community Involvement

TechTown Detroit, Board of Directors

Ann Arbor Art Center, Board of Directors, Chairman

Detroit Regional Chamber, Leadership Detroit, Class XXXVIII

The Ronald McDonald House of Ann Arbor, The Red Shoe Affair Host Committee

Presentations

Institute of Continuing Legal Education (ICLE), “Help a Start-up Prepare for Seed Funding,” 34th Annual Business Law Institute (2023)

Christopher P. Baker

Christopher P. Baker

Practice Areas

Industries

Education

Wayne State University Law School
Detroit, Michigan
J.D., 1988

Western Michigan University
Kalamazoo, Michigan
B.S., Political Science, 1985

Bar Admissions

Michigan

Court Admissions

All Michigan state courts

Licensed Beverage Control and Real Estate Attorney

Chris is a member of the firm’s Real Estate Practice Team. He has significant experience representing retail license holders, including resorts, hotels, restaurants and retail developers. Chris also works with licensed suppliers, including brewers, distillers and wineries in all areas of alcoholic beverage regulatory matters, including licensing, enforcement and trade practice issues. He is well versed with the wholesale, distributor and importer provisions of the Michigan Liquor Control Code and regularly represents clients before the Michigan Liquor Control Commission in enforcement actions. 

Chris routinely represents and counsels developers and property owners in all aspects of commercial real estate transactions, including acquisitions, sales, like-kind exchanges and leases. His work includes land use such as site plan review and zoning.

Experience

Represented Entente Spirits (Round Barn Winery, Free Run Cellars and Round Barn Public House) in acquisition of Tabor Hill Winery, including 25 acres of vineyards, a restaurant and three retail locations. Drafted purchase agreement and coordinated filings with Liquor Control Commission.

Obtained first brew pub permit issued by the Michigan Liquor Control Commission and the Alcohol and Tobacco Tax and Trade Bureau for a Michigan community college’s craft brewery program.

Represented a Michigan licensed brewer with state and local permits required for a supplemental taproom with brewery operations.

National coordinator for multistate licenses and permits for a western United States distillery applicant.

Successful development and creation of a multi-unit condominium project within a B-Hotel resort licensed hotel in Michigan, with approval from the Michigan Liquor Control Commission.

Represented multiple location retailers with statewide off-premises and secondary permits for gas pump operations.

Handled the permitting and related land development planning for MiSpringboard clientele, including zoning approval and the required federal, state and local license requirements.

Professional Affiliations

Academy of Hospitality Industry Attorneys

American Mead Makers Association

Global Alliance of Hospitality Attorneys

Michigan Brewers Guild

National Licensed Beverage Association

State Bar of Michigan: Business Section, Alcoholic Beverage and Hospitality subcommittee, past chair

State Bar of Michigan: Real Property Section, Real Estate Ownership and Investment Entities, Mortgages and Related Security Devices subcommittees

Presentations

Panelist, West Michigan Brewers Discuss Changing Craft Beer Industry, MiBiz April 29, 2019