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Finance Attorney

Michael routinely represents lenders, borrowers, agents, asset managers and other investors (both regulated and nonregulated) in a wide range of financings and structures. They include bilateral, syndicated deals, unitranche structures (including "first out, last out" arrangements), senior secured and second-lien credit facilities and cross-border financings. Michael also helps investors consummating equity co-investments and equity "kickers."

Michael's experience encompasses leveraged buyout and leveraged recapitalization loans, asset-based loans and real estate financing. His practice also focuses on representing lenders and borrowers on workouts and restructuring of troubled credits.

Additionally, Michael advises significant companies on different areas of corporate law, including mergers and acquisitions. He also serves as the outside general counsel for numerous companies assisting them with respect to day-to-day business issues.

In 2018, Michael was reappointed by Gov. Rick Snyder to a second three-year term on the Commission on Middle Eastern American Affairs. The commission works within the Department of Civil Rights and acts in an advisory capacity to the governor.

Chambers USA, which ranks top lawyers and law firms, notes that Michael “is adept at representing both borrowers and lenders in a wide variety of financing transactions. Peers highlight his rising profile in the market and identify him as a good lawyer." Interviewees further declare him to be “an expert at debt instruments” whose “interface with lenders is extremely helpful.”

For more information, please contact Michael Romaya at 248/567-7419 or



Represented Fabco Holdings, Inc. in sale of product portfolio and related technologies to Meritor. Negotiated transaction documents and advised on employee benefit, union, intellectual property and financing-related matters.

Represented borrowers with locations in the United States and Canada (including Quebec) in connection with a multi-currency syndicated secured credit facility, featuring a revolving loan facility with a swingline and letter of credit sublimits ($210 million).

Represented borrowers (family office-owned) in a multi-bank acquisition financing transaction featuring a revolving loan facility with a swing line and a term loan ($95 million).

Represented lead lender in a multi-bank acquisition financing transaction, involving senior and subordinated positions ($55 million).

Represented lead lender in a multi-bank financing transaction, including an accordion feature ($50 million).

Represented lead lender in a multi-bank workout of an automotive supplier ($33 million).

Represented borrowers (private equity-owned) in a financing transaction involving senior and subordinated positions ($31 million).

In re Goodrich Quality Theater, Inc. (Bankr. W.D. Mi. 2020) (regional movie theater chain) (represented senior agent and lenders of $30 Million in pre-petition workout and subsequent Chapter 11 sales of substantially all of the borrower's assets, including representing agent and lead lender in debtor-in-possession financing facility)

Sale of a privately owned automotive supplier to a publicly traded company.

Acquisition of a large portfolio of national cellular phone retail locations.


Honors & Recognitions

Chambers USA©: America’s Leading Lawyers for Business, recognized practitioner

DBusiness©, Top Lawyers, Banking and Financial Services Law, 2020

Leadership Detroit, Class of 2018

Professional Affiliations

Association for Corporate Growth, Detroit

State Bar of Michigan

Turnaround Management Association, Detroit

Community Involvement

Commission on Middle Eastern American Affairs

News & Publications


University of Detroit Mercy School of Law
Detroit, Michigan
J.D., M.B.A., 2005

University of Michigan
Ann Arbor, Michigan
B.A., Economics, 2001

Bar Admissions

  • Michigan

Court Admissions

  • All Michigan state courts
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