Main Menu


Finance Attorney

Michael represents lenders and borrowers in a wide variety of commercial finance transactions, including real estate, construction financing, acquisition financing and asset-based lending. He has structured, negotiated, and documented numerous senior and subordinate debt financing arrangements of all types, including secured and unsecured single bank and syndicated credit agreements, multi-currency facilities and mezzanine facilities. His practice also focuses  on workouts and restructuring of troubled credits.

Additionally, Michael advises significant companies on different areas of corporate law with a heavy focus on mergers and acquisitions and private equity transactions.  He also serves as the outside general counsel for numerous companies assisting them with respect to day-to-day business issues.

In 2018, Michael was reappointed by Governor Rick Snyder to a second three-year term on the Commission on Middle Eastern American Affairs. The commission works within the Department of Civil Rights and acts in an advisory capacity to the governor.

For more information, please contact Michael Romaya at 248/567-7419 or



Represented Fabco Holdings, Inc. in sale of product portfolio and related technologies to Meritor. Negotiated transaction documents and advised on employee benefit, union, intellectual property and financing-related matters.

Represented borrowers (family office-owned) in a multi-bank acquisition financing transaction featuring a revolving loan facility with a swing line and a term loan ($95 million).

Represented borrowers with locations in the United States and Canada (including Quebec) in connection with a multi-currency syndicated secured credit facility, featuring a revolving loan facility with a swingline and letter of credit sublimits ($210 million).

Represented borrowers (private equity-owned) in a financing transaction involving senior and subordinated positions ($31 million).

Represented lead lender in a multi-bank acquisition financing transaction, involving senior and subordinated positions ($55 million).

Represented lead lender in a multi-bank financing transaction, including an accordion feature ($50 million).

Acquisition by a Chinese publicly traded company of a manufacturing business in two states (client’s first United States’ acquisitions).

Sale of a privately owned automotive supplier to a publicly traded company.

Acquisition of a large portfolio of national cellular phone retail locations.

Represented lead lender in a multi-bank workout of an automotive supplier ($33 million).


Honors & Recognitions

Leadership Detroit, Class of 2018

Michigan Lawyers Weekly, Up and Coming Lawyer, 2013

Michigan Super Lawyers®, Rising Star, 2011 - 2018

Professional Affiliations

Association for Corporate Growth, Detroit

State Bar of Michigan

Turnaround Management Association, Detroit

Community Involvement

Commission on Middle Eastern American Affairs

News & Publications


University of Detroit Mercy School of Law
Detroit, Michigan
J.D., M.B.A., 2005

University of Michigan
Ann Arbor, Michigan
B.A., Economics, 2001

Bar Admissions

  • Michigan

Court Admissions

  • All Michigan state courts
Back to Page